SEPTEMBER 11, 2001

- Barbara Arestegui, 38, Marstons Mills, Mass., flight attendant, American Airlines

- Jeffrey Collman, 41, Novato, Calif., flight attendant, American Airlines

- Sara Low, 28, Batesville, Ark., flight attendant, American Airlines

- Karen Martin, 40, Danvers, Mass., flight attendant, American Airlines

- Thomas McGuinness, 42, Portsmouth, N.H., first officer, American Airlines

- Kathleen Nicosia, flight attendant, American Airlines

- John Ogonowski, 52, Dracut, Mass., captain, American Airlines

- Betty Ong, 45, Andover, Mass., flight attendant, American Airlines

- Jean Roger, 24, Longmeadow, Mass., flight attendant, American Airlines

- Dianne Snyder, 42, Westport, Mass., flight attendant, American Airlines

- Madeline Sweeney, 35, Acton, Mass., flight attendant, American Airlines

- Anna Williams Allison, 48, Stoneham, Mass., founder, A2 Software Solutions

- David Angell, 54, Pasadena, Calif., executive producer, NBC's ``Frasier''

- Lynn Angell, Pasadena, Calif.

- Seima Aoyama

- Myra Aronson, 52, Charlestown, Mass., press and analyst relations manager

- Christine Barbuto, 32, Brookline, Mass., TJX Co.

- Carolyn Beug, 48, Los Angeles, Calif.

- Kelly Booms, 24, Boston, Mass., PricewaterhouseCoopers

- Carol Bouchard, 43, Warwick, R.I., emergency room secretary, Kent County Hospital

- Neilie Casey, 32, Wellesley, Mass., TJX Co.

- Jeffrey Coombs, 42, Abington, Mass., security analyst, Compaq

- Tara Creamer, 30, Worcester, Mass.

- Thelma Cuccinello, 71, Wilmot, N.H.

- Patrick Currivan

- Brian Dale, 43, Warren, N.J.

- David DiMeglio, Wakefield, Mass.

- Donald Ditullio, 49, Peabody, Mass., Smith and Nephew

- Albert Dominguez, 65, Sydney, Australia

- Alex Filipov, 70, Concord, Mass., electrical engineer

- Carol Flyzik, 40, Plaistow, N.H.

- Paul Friedman

- Karleton D.B. Fyfe, 31, Brookline, Mass., John Hancock

- Peter Gay, 54, Tewksbury, Mass., plant manager, Raytheon Co.

- Linda George, 27, Westboro, Mass., TJX Co.

- Edmund Glazer, 41, Los Angeles, Calif., chief financial officer, MRV Communications

- Lisa Fenn Gordenstein, 41, Needham, Mass., TJX Co.

- Andrew Curry Green, 34, Los Angeles, Calif., director of business development, eLogic

- Paige Farley Hackel, 46, Newton, Mass., spiritual counselor

- Peter Hashem, 40, Tewksbury, Mass., salesman

- Robert Hayes, 37, Amesbury, Mass., sales engineer, Netstal

- Ted Hennessy, 35, Belmont, Mass., consultant

- John Hofer

- Cora Holland, 52, Sudbury, Mass., Sudbury Food Pantry at Our Lady of Fatima Church

- Nicholas Humber, 60, Newton, Mass., owner, Brae Burn Management

- John Jenkins, 45, Cambridge, Mass., corporate office services manager, Charles River Associates

- Charles Jones, 48, Bedford, Mass., computer programmer

- Robin Kaplan, 33, Westboro, Mass., TJX Co.

- Barbara Keating, 72, Palm Springs, Calif.

- David Kovalcin, 42, Hudson, N.H.

- Judy Larocque, 50, Framingham, Mass., founder and CEO, Market Perspectives

- N. Janis Lasden, 46, Peabody, Mass., General Electric

- Daniel John Lee, 34, Los Angeles, Calif.

- Daniel C. Lewin, 31, co-founder, Akamai Technologies

- Susan MacKay, 44, Westford, Mass., TJX Co.

- Chris Mello, 25, Boston, Mass., analyst

- Jeff Mladenik, 43, Hinsdale, Ill., interim CEO, eLogic

- Antonio Montoya, 46, East Boston, Mass., housekeeping worker, Boston Harbor Hotel

- Carlos Montoya

- Laura Lee Morabito, 34, Framingham, Mass., national sales manager, Qantas Airways

- Mildred Naiman, Andover, Mass.

- Laurie Neira

- Renee Newell, 37, Cranston, R.I., customer service agent, American Airlines

- Jacqueline Norton, 60, Lubec, Maine, retiree

- Robert Norton, 82, Lubec, Maine, retiree

- Jane Orth, 49, Haverhill, Mass., retiree, Lucent Technologies

- Thomas Pecorelli, 31, Los Angeles, Calif., cameraman, Fox Sports and E! Entertainment Television

- Berry Berenson Perkins, 53, Wellfleet, Mass., actress and photographer

- Sonia Morales Puopolo, 58, Dover, Mass., former ballet dancer

- David Retik, Needham, Mass.

- Philip Rosenzweig, Acton, Mass., executive, Sun Microsystems

- Richard Ross, 58, Newton, Mass., Ross Group

- Jessica Sachs, 22, Billerica, Mass., accountant, PricewaterhouseCoopers

- Rahma Salie, 28, Boston, Mass.

- Heather Smith, 30, Boston, Mass., Beacon Capital Partners

- Douglas Stone, 54, Dover, N.H.

- Xavier Suarez

- Michael Theodoridis, 32, Boston, Mass., technology consultant

- James Trentini, 65, Everett, Mass., retired teacher and assistant principal

- Mary Trentini, 67, Everett, Mass., retired secretary

- Pendyala Vamsikrishna, 30, Los Angeles, Calif., project manager for consulting firm, DTI

- Mary Wahlstrom, 75, Kaysville, Utah

- Kenneth Waldie, 46, Methuen, Mass., Raytheon Co.

- John Wenckus, 46, Torrance, Calif., tax consultant

- Candace Lee Williams, 20, Danbury, Conn., student

- Christopher Zarba, 47, Hopkinton, Mass., software engineer, Concord Communications

- Robert Fangman, 33, Claymont, Del., flight attendant, United Airlines

- Michael R. Horrocks, 38, Glen Mills, Pa., first officer, United Airlines

- Amy Jarret, 28, North Smithfield, R.I., flight attendant, United Airlines

- Amy King, 29, Stafford Springs, Conn., flight attendant, United Airlines

- Kathryn LaBorie, 44, Providence, R.I., flight attendant, United Airlines

- Alfred Marchand, 44, Alamogordo, N.M., flight attendant, United Airlines

- Victor J. Saracini, 51, Lower Makefield Township, Pa., captain, United Airlines

- Michael Tarrou, 38, Stafford Springs, Conn., flight attendant, United Airlines

- Alicia N. Titus, 28, San Francisco, Calif., flight attendant, United Airlines

- Alona Avraham, 30, Ashdod, Israel

- Garnet ``Ace'' Bailey, 53, Lynnfield, Mass., pro hockey scouting director, Los Angeles Kings

- Mark Bavis, 31, West Newton, Mass., pro hockey scout, Los Angeles Kings

- Graham Berkeley, 37, Wellesley, Mass.

- Touri Bolourchi, 69, Beverly Hills, Calif.

- Klaus Bothe, 31, chief of development, BCT Technology AG (Germany)

- Daniel Brandhorst, 42, Los Angeles, Calif., lawyer, PricewaterhouseCoopers

- David Brandhorst, 3, Los Angeles, Calif.

- John Cahill, 56, Wellesley, Mass., senior executive, Xerox

- Christoffer Carstanjen, 33, Turner Falls, Mass., computer research specialist, University of Massachusetts

- John ``Jay'' Corcoran, 44, Norwell, Mass., merchant marine

- Gloria de Barrera, 49, El Salvador,exporter

- Dorothy Dearaujo, 82, Long Beach, Calif.

- Lisa Frost, 22, Rancho Santa Margarita, Calif., sales and marketing associate

- Ronald Gamboa, 33, Los Angeles, Calif., store manager, The Gap

- Lynn Goodchild, 25, Attleboro, Mass., Putnam Investments

- Francis Grogan, 76, Easton, Mass., priest, Holy Cross Church

- Carl Hammond, 37, Boston, Mass.

- Christine Hanson, 3, Groton, Mass.

- Peter Hanson, 32, Groton, Mass., software salesman

- Susan Hanson, 35, Groton, Mass., student

- Gerald F. Hardacre, 62, Carlsbad, Calif.

- Eric Hartono, 20, Boston, Mass.

- James E. Hayden, 47, Westford, Mass., chief financial officer, Netegrity Inc.

- Herbert Homer, 48, Milford, Mass., corporate executive, Raytheon Co.

- Robert Jalbert, 61, Swampscott, Mass., salesman

- Ralph Kershaw, 52, Manchester-by-the-Sea, Mass., marine surveyor

- Heinrich Kimmig, 43, chairman, BCT Technology AG (Germany)

- Brian Kinney, 29, Lowell, Mass., auditor, PricewaterhouseCoopers

- Robert LeBlanc, 70, Lee, N.H., professor emeritus of geography, University of New Hampshire

- Maclovio ``Joe'' Lopez Jr., 41, Norwalk, Calif.

- Marianne MacFarlane, 34, Revere, Mass., customer service representative, United Airlines

- Louis Neil Mariani, 59, Derry, N.H.

- Juliana Valentine McCourt, 4, New London, Conn.

- Ruth McCourt, 45, New London, Conn., founder, Clifford Classique

- Wolfgang Menzel, 60, personnel manager, BCT Technology AG (Germany)

- Shawn Nassaney, 25, Pawtucket, R.I., American Power Conversion

- Marie Pappalardo

- Patrick Quigley, 40, Wellesley, Mass., partner, PricewaterhouseCoopers

- Frederick Rimmele, Marblehead, Mass., physician

- James M. Roux, 43, Portland, Maine, lawyer

- Jesus Sanchez, 45, Hudson, Mass., off-duty flight attendant

- Kathleen Shearer, 61, Dover, N.H., retired doll store owner

- Michael Shearer, 63, Dover, N.H., retired engineer

- Jane Simpkin, 35, Wayland, Mass.

- Brian D. Sweeney, 38, Barnstable, Mass., business consultant

- Timothy Ward, 38, San Diego, Calif., information technology project manager, Rubio's Restaurants

- William Weems, 46, Marblehead, Mass., commercial producer

- Charles Burlingame, 51, Herndon, Va., captain, American Airlines

- David Charlebois, 39, Washington, D.C., first officer, American Airlines

- Michele Heidenberger, 57, Chevy Chase, Md., flight attendant, American Airlines

- Jennifer Lewis, 38, Culpeper, Va., flight attendant, American Airlines

- Kenneth Lewis, 49, Culpeper, Va., flight attendant, American Airlines

- Renee May, 39, Baltimore, Md., flight attendant, American Airlines

- Paul Ambrose, 32, physician

- Yeneneh Betru, 35, Burbank, Calif., director of medical affairs, IPC

- MJ Booth

- Bernard Brown, 11, student, Leckie Elementary School (Washington)

- Suzanne Calley, 42, San Martin, Calif., Cisco Systems Inc.

- William E. Caswell, 54, Silver Spring, Md., physicist, U.S. Navy

- Sarah Clark, 65, Columbia, Md., sixth-grade teacher, Backus Middle School (Washington)

- Zandra Cooper, Annandale, Va.

- Asia Cottom, 11, student, Backus Middle School (Washington)

- James Debeuneure, 58, Upper Marlboro, Md., fifth-grade teacher, Ketcham Elementary School (Washington)

- Rodney Dickens, 11, student, Ketcham Elementary School (Washington)

- Eddie Dillard

- Charles Droz, 52, Springfield, Va., vice president for software development, EM Solutions Inc.

- Barbara G. Edwards, 58, Las Vegas, Nev., teacher, Palo Verde High School

- Charles S. Falkenberg, 45, University Park, Md., research director, ECOlogic Corp.

- Dana Falkenberg, 3, University Park, Md.

- Zoe Falkenberg, 8, University Park, Md.

- James Joe Ferguson, 39, Washington, D.C., educational outreach director, National Geographic Society

- Darlene ``Dee'' Flagg, 63, Millwood, Va.

- Wilson ``Bud'' Flagg, 63, Millwood, Va., retired Navy Admiral and pilot, American Airlines

- Richard P. Gabriel Sr., 54, Great Falls, Va., managing partner, Stratin Consulting

- Ian Gray, 55, Washington, D.C., healthcare consulting firm president

- Stanley Hall, 68, Rancho Palos Verdes, Calif.

- Bryan Jack, 48, Alexandria, Va., senior executive, Defense Department

- Steven D. ``Jake'' Jacoby, 43, Alexandria, Va., chief operating officer, Metrocall Inc.

- Ann Judge, 49, Great Falls, Va., travel officer manager, National Geographic Society

- Chandler Keller, 29, El Segundo, Calif., propulsion engineer, Boeing Co.

- Yvonne Kennedy

- Norma Khan, 45, Reston, Va., nonprofit organization manager,

- Karen A. Kincaid, 40, lawyer, Wiley Rein & Fielding (Washington)

- Dong Lee, 48, Leesburg, Va., engineer, Boeing Co.

- Dora Menchaca, 45, Santa Monica, Calif., associate director of clinical research, Amgen Inc.

- Christopher Newton, 38, Ashburn, Va., executive, WorkLife Benefits

- Barbara Olson, 45, TV commentator and lawyer

- Ruben Ornedo, 39, Los Angeles, Calif., propulsion engineer, Boeing Co.

- Robert Penniger, 63, Poway, Calif., electrical engineer, BAE Systems

- Robert R. Ploger III, 59, Annandale, Va., software architect, Lockheed Martin Corp.

- Lisa J. Raines, 42, Great Falls, Va., senior vice president, Genzyme Corp.

- Todd Reuben, 40, Potomac, Md., tax and business lawyer

- John Sammartino, 37, Annandale, Va., technical manager, XonTech Inc.

- Yang Shuyin, 61, Beijing, China

- Diane Simmons

- George Simmons

- Mari-Rae Sopper, 35, Santa Barbara, Calif., women's gymnastics coach, UC Santa Barbara

- Robert Speisman, 47, Irvington, N.Y., diamond industry salesman

- Norma Lang Steuerle, 54, Alexandria, Va.

- Hilda Taylor, sixth-grade teacher, Leckie Elementary School (Washington)

- Leonard Taylor, 44, Reston, Va., technical group manager, XonTech Inc.

- Sandra Teague, 31, Fairfax, Va., physical therapist, Georgetown University Hospital

- Leslie A. Whittington, 45, University Park, Md., professor, Georgetown University

- John Yamnicky, 71, Waldorf, Md.

- Vicki Yancey, 44, Springfield, Va., Vredenburg

-  Zheng Yuguang, 65, Beijing, China

- Lorraine G. Bay, Hightstown, N.J., flight attendant, United Airlines

- Sandra W. Bradshaw, 38, Greensboro, N.C., flight attendant, United Airlines

- Jason Dahl, 43, Denver, Colo., captain, United Airlines

- Wanda A. Green, 49, Linden, N.J., flight attendant, United Airlines

- LeRoy Homer, 36, Marlton, N.J., first officer, United Airlines

- CeeCee Lyles, Fort Myers, Fla., flight attendant, United Airlines

- Deborah Welsh, 49, New York, N.Y., flight attendant, United Airlines

- Christian Adams, 37, Biebelsheim, Germany, foreign sales manager, German Wine Fund

- Todd Beamer, 32, Cranbury, N.J., account manager, Oracle Corp.

- Alan Beaven, 48, Oakland, Calif., environmental lawyer

- Mark Bingham, 31, San Francisco, Calif., public relations firm owner

- Deora Bodley, 20, Santa Clara, Calif., university student

- Marion Britton, 53, assistant regional director, U.S. Census Bureau

- Thomas E. Burnett Jr., 38, San Ramon, Calif., medical research senior executive

- William Cashman

- Georgine Rose Corrigan, antiques and collectibles dealer

- Joseph Deluca

- Patrick Driscoll

- Edward Felt, 41, Matawan, N.J.

- Colleen Fraser, 51, Elizabeth, N.J., chairwoman, New Jersey Developmental Disabilities Council

- Andrew Garcia, 62, Portola Valley, Calif.

- Jeremy Glick, 31, West Milford, N.J.

- Kristin Gould

- Lauren Grandcolas, 38, San Rafael, Calif., sales worker, Good Housekeeping magazine

- Donald F. Greene, 52, Greenwich, Conn.

- Linda Gronlund, 46, Warwick, N.Y., environmental compliance, BMW

- Richard Guadagno, 38, Eureka, Calif., manager, Humboldt Bay National Wildlife Refuge

- Toshiya Kuge, 20, Tokyo, Japan, student

- Hilda Marcin, 79, Budd Lake, N.J., retired teacher's aide

- Waleska Martinez, 37, automation specialist, U.S. Census Bureau

- Nicole Miller, 21, San Jose, Calif., student, West Valley College

- Louis J. Nacke, 42, New Hope, Pa., distribution center director, Kay-Bee Toys

- Donald A. Peterson, 66, Spring Lake, N.J., retired president, Continental Electric Co.

- Jean Hoadley Peterson, 55, Spring Lake, N.J.

- Mark Rothenberg, Scotch Plains, N.J., owner, MDR Global Resources

- Christine Snyder, 32, Kailua, Hawaii, arborist, Outdoor Circle

- John Talignani, 72, Staten Island, N.Y., retired restaurant worker

- Honor Elizabeth Wainio, 27, Watchung, N.J., district manager, Discovery Channel stores

- Gordon McCannel Aamoth Jr., 32, New York, N.Y., investment banker, Sandler O'Neill & Partners Investments

- Donald L. Adams, 28, Chatham, N.J., vice president of sales of eSpeed division, Cantor Fitzgerald

- Gertrude Alagero, Marsh

- Gary Alberto, 39, Emerson, N.J.

- Telmo Alvear, 25

- Michael Asciak, 47, Ridgefield, N.J.

- Ezra Aviles, Commack, N.Y., Port Authority of New York and New Jersey

- Alvin Bergsohn, 48

- David Berry, 43, chief of research, Keefe, Bruyette & Woods

- John Bocchi, 38

- Gennady Boyarsky, 45

- Pamela Boyce, 43, New York, N.Y., assistant vice president of accounting, Carr Futures

- Alfred Braca, 54

- Keith Broomfield, 49

- Timothy Byrne, 36

- David Campbell, Basking Ridge, N.J., senior vice president of equity sales, Keefe, Bruyette & Woods Inc.

- Paul Cascio, 24

- Douglas MacMillan Cherry, 38, Maplewood, N.J., vice president of professional services group, AON Corp.

- Stephen P. Cherry, 41, Stamford, Conn., partner, Cantor Fitzgerald

- Swede Joseph Chevalier, 26, Middletown, N.J., equities trader, Cantor Fitzgerald

- Wai Chung, 36

- Stephen Colaio, 35, Cantor Fitzgerald

- Thomas Collins, 36

- Kevin M. Cosgrove, 46, West Islip, N.Y., claims vice president, AON

- Timothy John Coughlin, 42, New York, N.Y., senior managing director, Cantor Fitzgerald

- Christopher Cramer, 34

- Thomas G. Crotty, Rockville Centre, N.Y.

- Robert Cruikshank, 64, executive vice president, Carr Futures

- Richard Joseph Cudina, 46, Glen Gardner, N.J., bond broker, Cantor Fitzgerald

- Joyce Cummings, 65

- Jack L. D'Ambrosi Jr., 45, Woodcliff Lake, N.J., vice president of operations, Cantor Fitzgerald

- Dennis M. Edwards, Huntington, N.Y.

- Edward Fergus, 40, Wilton, Conn.

- George Ferguson, 54, Teaneck, N.J.

- Henry Fernandez

- Julio Fernandez, 52

- Louis V. Fersini Jr., 38, Basking Ridge, N.J.

- Stephen J. Fiorelli, 43, Aberdeen, N.J., civil engineer, Port Authority of New York and New Jersey

- William F. Fallon, 51, Rocky Hill, N.J., Port Authority of New York and New Jersey

- John Fiorito, 40

- David Fodor, 38

- Pauline Francis

- Richard K. Fraser, 32, New York, N.Y.

- Anthony E. Gallagher, 41

- Michael Gann, 41, Roswell, Ga., Algorithmics

- Robert J. Gerlich, 56, Monroe, Conn.

- Edwin J. Graf, 48, Rowayton, Conn., vice president, Cantor Fitzgerald

- Timothy J. Hargrave, 38, N.J., Cantor Fitzgerald

- John C. Hartz, 64, Basking Ridge, N.J., senior vice president, Fiduciary Trust International

- Nuberto Hernandez, 42

- Neal Hinds, 28

- Patrick A. Hoey, 53, Middletown, N.J., Port Authority of New York and New Jersey

- Joseph Francis Holland III, 32, Glen Rock, N.J., trader, Cantor Fitzgerald

- George Howard, 45, Hicksville, N.Y., police officer, Port Authority of New York and New Jersey

- William Iselepis Jr., 33

- Aram Iskenderian, 41, Merrick, N.Y.

- John Iskyan, 41, Wilton, Conn., financial analyst, Cantor Fitzgerald

- Aaron Jacobs, 27

- Scott Johnson, 26, securities analyst, Keefe, Bruyette & Woods

- Andrew Kates, 37, New York, N.Y., senior managing director, Cantor Fitzgerald

- Don J. Kauth, 51, Saratoga Springs, N.Y., bank analyst, Keefe, Bruyette & Woods Inc.

- John Keohane, 41, Jersey City, N.J.

- Mary Kimelman, 34, Cantor Fitzgerald

- Gary Koecheler, 57, Harrison, N.Y., government bond broker, Euro Brokers Inc.

- Victor Kwarkye, 35

- Eugene Lazar, 27

- Richard Lee, 34

- David Leistman

- John Robinson Lenoir, 38, Locust Valley, N.Y., vice president, Sandler O'Neill Partners

- Joseph Livera, 67

- Elizabeth Claire Logler, 31, New York, N.Y., employee of eSpeed division, Cantor Fitzgerald

- Farrell Peter Lynch, 39, Centerport, N.Y., trader, Cantor Fitzgerald

- Joseph Maloney, 46

- Kevin Marlo, 28, New York, N.Y., Sandler O'Neill

- Joseph Mathai, 49

- Kaaria Mbaya, 39, Nairobi, Kenya, senior computer analyst, Cantor Fitzgerald

- Michael McCabe, 42, Rumson, N.J., Cantor Fitzgerald

- Michael Desmond McCarthy, 33, Huntington, N.Y., trader, Carr Futures

- Robert McCarthy, 33

- Matthew McDermott, 34, Basking Ridge, N.J., equity trader, Cantor Fitzgerald

- William McGovern, 49

- Francis Noel McGuinn, 50, Rye, N.Y., managing director of emerging markets, Cantor Fitzgerald

- Keith McHeffey, 31, Monmouth Beach, N.J., equities trader, Cantor Fitzgerald

- Robert G. McIlvaine, 26, media relations, Merrill Lynch & Co. Inc.

- Daniel McNeal, 29, analyst, Sandler O'Neill

- Alan H. Merdinger, 47, South Whitehall Township, Pa., accountant, Cantor Fitzgerald

- Yamel Merino, 24, Yonkers, N.Y., emergency medical technician

- William Minardi, 46, Bedford, N.Y., broker, Cantor Fitzgerald

- George Morrell, 47, Mt. Kisco, N.Y., partner and vice president of mortgage department, Cantor Fitzgerald

- Carlos Munoz, 43, Colombia, Windows on the World

- Christopher W. Murphy, 35, Stamford, Conn., senior research analyst, Keefe, Bruyette & Woods

- James Murphy, 30, Garden City, N.Y., Thomson Financial

- John J. Murray, 32, Hoboken, N.J., Cantor Fitzgerald

- Timothy O'Brien, 40, Rockville Centre, N.Y.

- Timothy O'Sullivan, 68, Albrightsville, Pa., financial consultant, Cultural Institution of Retirement Systems

- Jason Oswald, 28, New York, N.Y., bond broker, Cantor Fitzgerald

- Emmett Parks, 47

- Robert E. Parks Jr., 47, Middletown, N.J., bond broker, Cantor Fitzgerald

- Michael Pascuma, 50

- Jerrold Paskins, 57, Anaheim Hills, Calif., insurance executive, Devonshire Group

- Manuel Patrocino, 34

- Anthony Portillo

- Maria Ramirez, 25

- Robert Arthur Rasmussen, 42, Hinsdale, Ill., financial analyst, Vestek

- Thomas Barnes Reinig, 48, Bernardsville, N.J., investment banker, Cantor Fitzgerald

- John Armand Reo, 28, Larchmont, N.Y., bond trader, Cantor Fitzgerald

- David Rice, 31, New York, N.Y., investment banker, Sandler O'Neill

- Michael Richards, 38

- Paul Rizza, 34

- Antonio Rocha, 34, East Hanover, N.J., bond broker, Cantor Fitzgerald

- Scott Rohner, 22

- Daniel Rossetti, 32, Bloomfield, N.J., carpenter, Certified Installation Services

- Nick Rowe, 29, Hoboken, N.J., UME Voice

- Gilbert Ruiz, 45

- Hernando Salas

- Wayne Saloman

- Frank Salvaterra, 41, Manhasset, N.Y., partner, Sandler O'Neill

- Eric Sand, 36

- Herman Sandler, 57

- Mark Schwartz, 50

- Daniel James Shea, 37, Pelham, N.Y., Cantor Fitzgerald

- Joseph Patrick Shea, 47, Pelham, N.Y., Cantor Fitzgerald

- Hagay Shefi, 34, Israel

- Sean Shielke, 27, New York, N.Y., Cantor Fitzgerald

- David Silver, 35

- Christopher Slattery, 31, New York, N.Y.

- Daniel L. Smith, 47, Northport, N.Y.

- Timothy Stackpole, 42

- Corina Stan, 31

- Andrew Stern, 45

- Timothy Stout, 42, Dobbs Ferry, N.Y., quality assurance specialist, Cantor Fitzgerald

- John J. Tobin, 47, Kenilworth, N.J., senior vice president, Marsh & McLennan Inc.

- Doris Torres, 32

- Lance Richard Tumulty, 32, Bridgewater, N.J., distressed trading manager, Eurobrokers

- Kenneth W. Van Auken, 47, East Brunswick, N.J., bond trader, Cantor Fitzgerald

- Jon Vandevander, 50

- Simon Weiser, 65

- William J. Wik, 44, Crestwood, N.Y., AON Corp.

- John Willett, 29, New York, N.Y., analyst, C02e.com

- Martin Wohlforth, 47

- Patrick Woods, 36

- Jupiter Yamben, 41

- Joseph Zaccoli, 39, Valley Stream, N.Y., broker, Cantor Fitzgerald

- Eric Allen, 41, firefighter, New York Fire Department

- Joseph Angelini Sr., 63, firefighter, New York Fire Department

- Louis Arena, 32, firefighter, New York Fire Department

- Capt. Daniel Brethel, 40, firefighter, New York Fire Department

- Andrew Brunn, 28, firefighter, New York Fire Department

- Peter Carroll, 35, firefighter, New York Fire Department

- Robert Curatolo, 31, firefighter, New York Fire Department

- Lt. Andrew Desperito, 44, Patchogue, N.Y., firefighter, New York Fire Department

- Ray Downey, chief of special operations command, New York Fire Department

- Capt. Martin Egan Jr., firefighter, New York Fire Department

- William Feehan, 72, first deputy commissioner, New York Fire Department

- Peter Ganci Jr., 55, chief of department, New York Fire Department

- Geoffrey E. Guja, 54, Lindenhurst, N.Y., firefighter, New York Fire Department

- Sean Hanley, 35, firefighter, New York Fire Department

- Thomas Hannafin, firefighter, New York Fire Department

- Timothy Haskell, 34, Seaford, N.Y., firefighter, New York Fire Department

- William Henry, 49, firefighter, New York Fire Department

 - Capt. Walter Hynes, 46, firefighter, New York Fire Department

- The Rev. Mychal Judge, 68, New York, N.Y., fire chaplain, New York Fire Department

- Joseph Lovero, 60, Jersey City, N.J., dispatcher, Jersey City Fire Department

- Martin McWilliams, 35, firefighter, New York Fire Department

 - Lt. Dennis Mojica, firefighter, New York Fire Department

- Manuel Mojica, 37, Bellmore, N.Y., firefighter, New York Fire Department

- Dominick Pezzulo, 36, Bronx, N.Y., police officer, Port Authority of New York and New Jersey

- Richard Prunty, 57, Sayville, N.Y., battalion chief, New York Fire Department

- John Santore, 49, firefighter, New York Fire Department

 - Daniel Suhr, 37, Neponsit, N.Y., firefighter, New York Fire Department

- Lawrence Virgilio, firefighter, New York Fire Department

- Lt. Michael Warchola, 51, Middle Village, N.Y., firefighter, New York Fire Department

- Michael Weinberg, 34, firefighter, New York Fire Department

- Lt. Glenn Wilkinson, 46, firefighter, New York Fire Department

- Lt. John Williamson, 46, battalion commander, New York Fire Department

- Raymond York, 45, firefighter, New York Fire Department

- Samantha Allen, 36, Hillside, Md., civilian employee, U.S. Army

- Craig Amundson, 28, Kan., civilian employee, U.S. Army

- Melissa Rose Barnes, 27, Redlands, Calif., yeoman second class, U.S. Navy

- (Retired) Master Sgt. Max Beilke, 69, Laurel, Md., civilian employee, U.S. Army

- Kris Romeo Bishundat, 23, Waldorf, Md., information systems technician second class, U.S. Navy

- Carrie Blagburn, 48, Temple Hills, Md., civilian employee, U.S. Army

- Lt. Col. Canfield D. Boone, 54, Ind., U.S. Army

- Donna Bowen, Verizon Communications

- Allen Boyle, Fredericksburg, Va.

- Christopher Lee Burford, 23, Hubert, N.C., electronics technician third class, U.S. Navy

- Daniel Martin Caballero, 21, Houston, Texas, electronics technician third class, U.S. Navy

- Sgt. First Class Jose Calderon, 44, Puerto Rico, U.S. Army

- Angelene Carter, 51, Forrestville, Md., civilian employee, U.S. Army

- Sharon Carver, 38, Md., civilian employee, U.S. Army

- John Chada, 55, Manassas, Va., civilian employee, U.S. Army

- Rosa Maria (Rosemary) Chapa, Springfield, Va.

- Julian Cooper, 39, Springdale, Md., Navy contractor,

- Lt. Eric Allen Cranford, 32, Drexel, N.C., U.S. Navy

- Ada Davis, 57, Camp Springs, Md., civilian employee, U.S. Army

- Capt. Gerald Francis Deconto, 44, Sandwich, Mass., U.S. Navy

- Lt. Col. Jerry Dickerson, 41, Miss., U.S. Army

- Johnnie Doctor Jr., 32, Jacksonville, Fla., information systems technician first class, U.S. Navy

- Cmdr. Robert Edward Dolan, 43, Florham Park, N.J., U.S. Navy

- Cmdr. William Howard Donovan Jr., 37, Nunda, N.Y., U.S. Navy

- Amelia Fields, 36, Dumfries, Va., civilian employee, U.S. Army

- Cmdr. Patrick Dunn, 39, Fords, N.J., U.S. Navy

- Edward Thomas Earhart, 26, Salt Lick, Ky., aerographer's mate first class, U.S. Navy

- Lt. Cmdr. Robert Randolph Elseth, 37, Vestal, N.Y., U.S. Navy

- Jamie Lynn Fallon, 23, Woodbridge, Va., storekeeper third class, U.S. Navy

- Gerald Fisher, Potomac, Md., Booz-Allen

- Matthew Michael Flocco, 21, Newark, Del., aerographer's mate second class, U.S. Navy

- Sandra N. Foster, Clinton, Md.

- Captain Lawrence Daniel Getzfred, 57, Elgin, Neb., U.S. Navy

- Cortz Ghee, 54, Reisterstown, Md., civilian employee, U.S. Army

- Brenda Gibson, 59, Falls Church, Va., civilian employee, U.S. Army

- Ron Golinski, 60, Columbia, Md., civilian employee, U.S. Army

- Carolyn Halmon, 49, Washington, D.C., civilian employee, U.S. Army

- Sheila Hein, 51, University Park, Md., civilian employee, U.S. Army

- Ronald John Hemenway, 37, Shawnee, Kan., electronics technician first class, U.S. Navy

- Maj. Wallace Cole Hogan Jr., 40, Fla., U.S. Army

- Jimmie Holley, 54, Lanham, Md., civilian employee

- Angela Houtz, 27, La Plata, Md., civilian employee, U.S. Navy

- Brady Howell, 26, Arlington, Va., civilian employee, U.S. Navy

- Peggie Hurt, 36, Crewe, Va., civilian employee, U.S. Army

- Lt. Col. Stephen Neil Hyland Jr., 45, Calif., U.S. Army

- Robert J. Hymel, Woodbridge, Va.

- Sgt. Maj. Lacey Ivory, 43, Mo., U.S. Army

- Lt. Col. Dennis M. Johnson, 48, Wis., U.S. Army

- Judith Jones, 53, Woodbridge, Va., civilian employee, U.S. Navy

- Brenda Kegler, 49, Washington, D.C., civilian employee, U.S. Army

- Lt. Michael Scott Lamana, 31, Baton Rouge, La., U.S. Navy

- David W. Laychak, 40, Manassas, Va., civilian employee, U.S. Army

- Maj. Steve Long, 39, Ga., U.S. Army

- James Lynch, Manassas, Va., civilian employee, U.S. Navy

- Terrance Lynch, Fairfax, Va., consultant, Booz-Allen

- Nehamon Lyons IV, 30, Mobile, Ala., operations specialist second class, U.S. Navy

- Shelley A. Marshall, 37, Marbury, Md., civilian employee, Defense Intelligence Agency

- Teresa Martin, 45, Stafford, Va., civilian employee, U.S. Army

- Ada L. Mason, 50, Springfield, Va., civilian employee, U.S. Army

- Lt. Col. Dean Mattson, 57, Calif., U.S. Army

- Lt. Gen. Timothy Maude, 53, Fort Myer, Va., deputy chief of staff for personnel, U.S. Army

- Robert J. Maxwell, 53, Manassas, Va., civilian employee, U.S. Army

- Molly McKenzie, 38, Dale City, Va., civilian employee, U.S. Army

- Diane Hale McKinzy, 38, Alexandria, Va., civilian employee, U.S. Army

- Patricia E. (Patti) Mickley, Springfield, Va.

- Maj. Ronald D. Milam, 33, Okla., U.S. Army

- Jerry Moran, 39, Upper Marlboro, Md., Navy contractor,

- Odessa Morris, 54, Upper Marlboro, Md., civilian employee, U.S. Army

- Brian Anthony Moss, 34, Sperry, Okla., electronics technician second class, U.S. Navy

- Ted Moy, 48, Silver Spring, Md., civilian employee, U.S. Army

- Lt. Cmdr. Patrick Jude Murphy, 38, Flossmoor, Ill., U.S. Navy

- Khang Nguyen, Fairfax, Va., Navy contractor,

- Michael Allen Noeth, 30, Jackson Heights, N.Y., illustrator/draftsman second class, U.S. Navy

- Diana B. Padro, 55, Woodbridge, Va., civilian employee, U.S. Army

- Lt. Jonas Martin Panik, 26, Mingoville, Pa., U.S. Navy

- Spc. Chin Sun Pak, 24, Okla., U.S. Army

- Capt. Clifford Patterson, 33, Alexandria, Va., U.S. Army

- Lt. J.G. Darin Howard Pontell, 26, Columbia, Md., U.S. Navy

- Scott Powell, 35, Silver Spring, Md., BTG Inc.

- (Retired) Capt. Jack Punches, 51, Clifton, Va., civilian employee, U.S. Navy

- Joseph John Pycior Jr., 39, Carlstadt, N.J., aviation warfare systems operator first class, U.S. Navy

- Debbie Ramsaur, 45, Annandale, Va., civilian employee, U.S. Army

- Rhonda Rasmussen, 44, Woodbridge, Va., civilian employee, U.S. Army

- Marsha Dianah Ratchford, 34, Prichard, Ala., information systems technician first class, U.S. Navy

- Martha Reszke, 36, Stafford, Va., civilian employee, U.S. Army

- Cecelia Richard, 41, Fort Washington, Md., civilian employee, U.S. Army

- Edward V. Rowenhorst, 32, Fredricksburg, Va., civilian employee, U.S. Army

- Judy Rowlett, 44, Woodbridge, Va., civilian employee, U.S. Army

- Robert Russell, 52, Oxen Hill, Md., civilian employee, U.S. Army

- William R. Ruth, 57, Md., Chief Warrant Officer 4th Class, U.S. Army

- Charles E. Sabin, Burke, Va.

- Marjorie C. Salamone, 53, Springfield, Va., civilian employee, U.S. Army

- Lt. Col. Dave Scales, 45, Cleveland, Ohio, U.S. Army

- Cmdr. Robert Allan Schlegel, 38, Gray, Maine, U.S. Navy

- Janice Scott, 46, Springfield, Va., civilian employee, U.S. Army

- Michael Selves, 54, Fairfax, Va., civilian employee, U.S. Army

- Marion Serva, 47, Stafford, Va., civilian employee, U.S. Army

- Cmdr. Dan Frederic Shanower, 40, Naperville, Ill., U.S. Navy

- Antoinette Sherman, 35, Forest Heights, Md.

- Don Simmons, 58, Dumfries, Va., civilian employee, U.S. Army

- Cheryle Sincock, 53, Dale City, Va., administrative assistant, U.S. Army

- Gregg Harold Smallwood, 44, Overland Park, Kan., chief information systems technician, U.S. Navy

- (Retired) Lt. Col. Gary Smith, 55, Alexandria, Va., civilian employee, U.S. Army

- Patricia Statz, 41, Tacoma Park, Md., civilian employee, U.S. Army

- Edna Stephens, 53, Washington, D.C., civilian employee, U.S. Army

- Sgt. Maj. Larry Strickland, 52, Washington, D.C., U.S. Army

- Maj. Kip Taylor, 38, Mich., U.S. Army

- Sandra Taylor, 50, Alexandria, Va., civilian employee, U.S. Army

- Karl W. Teepe, Centreville, Va.

- Sgt. Tamara Thurman, 25, Brewton, Ala., U.S. Army

- Lt. Cmdr. Otis Vincent Tolbert, 38, Lemoore, Calif., U.S. Navy

- Willie Troy, 51, Aberdeen Proving Ground, Md., civilian employee, U.S. Army

- Lt. Cmdr. Ronald James Vauk, 37, Nampa, Idaho, U.S. Navy

- Lt. Col. Karen Wagner, 40, Texas, U.S. Army

- Meta Waller, 60, Alexandria, Va., civilian employee, U.S. Army

- Staff Sgt. Maudlyn A. White, 38, St. Croix, Virgin Islands, U.S. Army

- Sandra White, Dumfries, Va., civilian employee, U.S. Army

- Ernest Willcher, 62, North Potomac, Md., Booz-Allen

- Lt. Cmdr. David Lucian Williams, 32, Newport, Ore., U.S. Navy

- Maj. Dwayne Williams, 40, Ala., U.S. Army

- Marvin Woods, 58, Great Mills, Md., Navy contractor,

- Kevin Wayne Yokum, 27, Lake Charles, La., information systems technician second class, U.S. Navy

- Donald McArthur Young, 41, Roanoke, Va., chief information systems technician, U.S. Navy

- Edmond Young, 22, Owings, Md., BTG Inc.

- Lisa Young, 36, Germantown, Md., civilian employee, U.S. Army